Pre-Screened Business Funding Files
A pre-screened business funding file is a complete submission package — identity, time in business, monthly revenue, credit profile, and intent signal — validated against a lender's stated criteria before it reaches their desk. This matters to lenders because the industry's blended close rate sits at 3–5%, which means most pipeline cost is spent underwriting files that were never going to fund. Omnia solves this by intent-verifying every file, screening it against the partner's buy box before delivery, and assigning it exclusively to one funding partner.
- 01A file is not a lead. It is a verified, criteria-matched submission package — not a name and a number.
- 02Every Omnia file is intent-verified through behavioral data and screened against your buy box before delivery.
- 03Files are exclusive to one funding partner. No aggregation, no resale, no race to the phone.
- 04Pricing is revenue share on funded deals — there is no per-lead invoice.
Not a lead. A file that has already cleared your bar.
Most of what's sold as a 'business loan lead' is a name, a number, and a hope. Omnia files are different by construction: every record is intent-verified through behavioral data, screened against your minimum time-in-business, monthly revenue, credit, and industry criteria, and delivered exclusively. If a file doesn't clear your bar, it never reaches you.
Paid social captures interest, not capital intent. You pay for clicks, sort through curiosity, and hope a fundable business is in the pile. Omnia delivers files where capital-seeking behavior is already verified.
Aggregators sell the same record to four to eight lenders. By the time you call, the borrower has been pitched all day. Omnia files are exclusive — one file, one funder, no race to the phone.
Shared lists are recycled, aged, and price-anchored by whoever bought them first. Omnia identifies behavior 30–90 days before the borrower applies anywhere — there is nothing to recycle.
Traditional vendors are paid per lead. Omnia is paid on funded outcome through revenue share. Our incentive is the same as yours: files that close.
Pre-screened files vs. shared leads, side by side.
Who this is for — and who it isn't.
- Direct lenders funding SMB working capital, term loans, or MCA
- Funding desks with defined credit, revenue, and TIB criteria
- Operations sized to underwrite 20–500+ files per month
- Your closers are buried in unqualified files
- CAC has crept above what the spread can support
- You can articulate exactly what a fundable file looks like
- You want volume regardless of fit
- Your team is not staffed to call exclusive files quickly
- You expect to pay per lead instead of share funded revenue
What lender partners get when they work with Omnia.
Criteria-matched before delivery
Every file is filtered against your TIB, monthly revenue, credit, and industry minimums. Files that don't clear, you never see — your team's hours stop subsidizing bad data.
Exclusive to one funding partner
No file is delivered to a second lender. You are the only desk with the conversation, the only term sheet on the table, and the only voicemail in the inbox.
Pre-intent timing
Files are identified 30–90 days before the borrower applies anywhere — you reach them before competitors can see the same demand.
Revenue-share economics
You pay on funded outcomes, not per file. Costs scale with what closes, not with volume — and the source has the same incentive you do.
See if Omnia is a fit for your desk.
The partner program is selective. One call to walk through criteria, exclusivity, and revenue share — and decide if there's a fit.
Book a Strategy CallCommon questions.
Short, direct answers to the questions partners ask first.
How is a pre-screened file different from a lead?
A lead is a contact record. A pre-screened file is a verified submission package: identity, time in business, monthly revenue, credit profile, and intent signal — all checked against your stated criteria before delivery.
Are Omnia files exclusive to one lender?
Yes. Every file is delivered exclusively to one funding partner. No file is sold a second time, recycled, or aggregated.
How does Omnia know a business is going to seek capital?
Omnia continuously monitors behavioral signals tied to specific businesses. The pattern that precedes a funding application is identifiable 30–90 days before the borrower starts shopping.
What does it cost?
Omnia operates on a revenue-share basis with funding partners — paid on funded outcomes, not per file. Specifics are walked through on a strategy call.
What volume can you support?
Volume scales with criteria. Tighter criteria yield fewer, higher-converting files; broader criteria expand the pool. Both are calibrated during onboarding.
Related lender resources.
Exclusive Business Funding Files
Why exclusivity changes close rate, CAC, and unit economics for lenders.
Business Loan Lead Quality
What separates fundable files from the 95% of pipeline that never closes.
Behavioral Intent Data for Lenders
How pre-intent behavioral signals identify capital demand 30–90 days early.
How Omnia Works
The end-to-end flow from behavioral signal to funded deal.
Stop buying leads. Start receiving files.
Omnia's partner program is selective. Book a call to walk through criteria, exclusivity, and revenue share — and decide if there's a fit for your desk.