BEHAVIOR-BASED INTELLIGENCE FOR LENDERS

We Know Who Needs FundingBefore They Apply.

A pre-screened business funding file is an intent-verified, criteria-matched submission delivered before the borrower applies. Lenders waste budget chasing shared form fills that close at under 5%. Omnia identifies capital-seeking businesses early and delivers each file exclusively to one partner.

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THE PROBLEM

A Form Fill Is Not a Qualified Lead

A form fill is an interest signal, not a funding decision. It matters to lenders because interest-based platforms sell the same record to every desk in the market, capping close rates at 3–5% and inflating CAC beyond the spread. Omnia replaces interest signals with behavioral intent data — identifying capital-seeking businesses 30–90 days before they apply, then delivering each file exclusively to one partner.

59%
of SMBs need capital
41%
actually get funded
<5%
of purchased leads close
01

The Blind Spot

Social algorithms optimize for interest signals — not intent. You're paying to reach businesses that clicked an ad but never seriously sought capital.

02

The Garbage Cycle

Imprecise targeting wastes acquisition budget on unfundable files. The cost compounds with every campaign. Every dollar on a bad file never had a chance.

03

The Intelligence Void

No feedback loop exists between rejections and the acquisition engine. Every campaign starts from scratch. The system is structurally incapable of improving.

SIGNAL INTELLIGENCE

Not all signals are created equal.

Google captures search intent. Facebook captures passive interest. Omnia captures pre-decision behavioral signals — what a business is about to do, before demand becomes visible to the market.

Signal hierarchy
Google
INTENT
Explicit search — they tell you what they want.
Facebook
INTEREST
Passive signals — they show you what they like.
TikTok
INTEREST
Engagement signals — they show you what captures attention.
Omnia
Omnia
PRE-INTENT
Behavioral prediction — we identify who is about to need capital.
Pre-intent vs. post-intent
You are here

Post-intent

Buy the lead only after intent is public, priced up, and available to every lender using the same list.

Where you need to be

Pre-intent

Identify capital need before the borrower starts shopping and before competitors can see the same demand.

WHAT WE ARE

From Signal to funded outcome.

We continuously monitor behavioral signals to identify individuals entering a financial decision window and turn that signal into a funded outcome.

WHO

Identity Resolution

Behavioral signals tied back to specific businesses.

WHAT

Decision Prediction

Detect capital demand before it becomes a form fill.

WHEN

Timing Accuracy

Move inside the 30–90 day window before the borrower applies.

HOW WE COMPARE

Your competitors buy the same leads.

Interest-based platforms sell recycled, shared, post-intent files to every lender in the market. Omnia is a different category entirely.

Interest-based
Lead aggregators
Omnia
Targeting
Guesses who seems interested — including every broke startup
Shared form fills sold to multiple lenders
ICP matched pre-screened businesses
Close rate
5% industry avg
5% industry avg
3-5x advantage
Cost control
Platform-controlled, volatile
Vendor-controlled, competitive
Pay only on closed deals
Data exclusivity
None
None
Exclusive signals, no overlap
Moat built
None
None
Compounding signal quality over time
THE SOLUTION

The Omnia Flywheel

A closed-loop intelligence system that identifies the right businesses, reaches them for pennies, screens every file, and gets smarter with every deal. The loop doesn't just run — it compounds.

IDENTIFY
01

Intent Identified

Exclusive behavioral data captures businesses actively researching capital — upstream, before any form fill or ad click.

REACH
02

Outbound Initiated

AI-powered multi-channel infrastructure reaches the intent-verified audience at the right moment, through the right channel

INTAKE
03

Application Received

Qualified prospects submit an application and a proprietary soft credit pull runs automatically at submission.

SCREEN
04

Screened & Enriched

Every file is verified against minimum criteria before any partner sees it. If it doesn't match your ICP, it doesn't belong in your CRM.

MATCH
05

Match Delivered

Pre-screened files are delivered exclusively to the matched lending partner. Never shared, never resold. One file, one lender.

LEARN
06

Outcome Fed Back In

Funded outcomes return as training data. The algorithm sharpens. Targeting improves. Cost per file drops. The loop compounds.

THE ADVANTAGE

95% of Your Pipeline Was Never Going to Close.

The average lender closes less than 5% of the leads they buy. The other 95% is your sales team's time, your opex, and your patience — burned on files that were never fundable to begin with. The problem isn't your closers. It's what they're being handed.

<5%
industry close rate
95%
of pipeline never funds
3–6×
Omnia close rate advantage
01

Close rate

3–5% industry average

10–30% target with Omnia

02

What reaches your team

Unfiltered — your team sorts the garbage

Pre-screened against your exact criteria before delivery

03

Sales team time

95% spent on leads that never close

Every conversation is ICP-matched and qualified

PARTNER MODEL

You fund the deals. We do everything else.

Omnia pre-screens every file against your criteria before it ever reaches your team. Time in business, monthly revenue, credit profile, industry — you set the bar. Files that don't pass, you never see.

100%
criteria-matched files
0
garbage leads delivered
1
job left for your team — close
01

You set the criteria

Minimum time in business. Minimum monthly revenue. Minimum credit score. Preferred industries. You define what a qualified prospect looks like.

02

We do the screening

Every file runs through Omnia's scoring engine. Credit verified, revenue confirmed, intent validated. If it doesn't clear your bar, it never reaches you.

03

You just close

No sorting through garbage. No wasted sales calls. No paying for leads that were never going to fund. Pre-qualified prospects, ready to underwrite.

APPLY TO PARTNER

Ready To Start Funding More Deals, Intelligently??

Omnia's partner program is selective. Book a call and we'll talk through whether there's a fit for your operation.

Book a Strategy Call