Pre-Screened MCA Files — Built for Merchant Cash Advance Funders
A pre-screened MCA file is a complete merchant cash advance submission package — identity, time in business, monthly revenue, credit profile, and intent signal — validated against an MCA funder's stated criteria before delivery. This bridges the common search term 'pre-screened MCA leads' with the actual product: a file, not a lead. Files are delivered exclusively to one funding partner per submission and paid for only when they fund.
- 01A pre-screened MCA file is not a lead — it's a verified submission package.
- 02Files are screened against your MCA buy box (TIB, revenue, credit, industry) before delivery.
- 03Each file routes to one MCA funder — no aggregation, no resale.
- 04Revenue share on funded deals replaces per-lead pricing.
From 'MCA leads' to MCA files.
The market searches for 'pre-screened MCA leads' because that's the language vendors have always used. The product Omnia delivers is structurally different: a complete, intent-verified, criteria-matched submission file — exclusive to one funder, priced on funded outcomes.
Raw leads are names and numbers. Omnia files are complete submissions screened against your criteria before they reach you.
'Pre-qualified' often just means a form was completed. Omnia files are pre-screened — TIB, revenue, credit, and industry validated up front.
Aged leads are post-intent and over-pitched. Omnia files are pre-intent — identified 30–90 days before the borrower applies anywhere.
Aggregator feeds put the same record in front of every desk. Omnia routes each file to exactly one MCA partner.
Pre-screened MCA files vs. typical MCA leads.
Who this is for — and who it isn't.
- MCA funders fatigued by shared and aged leads
- Funding desks with a clear MCA buy box (TIB / monthly revenue / credit floor)
- Operators sized to underwrite 20–500+ files per month
- Your MCA closers are buried in unqualified files
- CAC has crept above what the factor rate spread can support
- You want exclusivity and outcome-aligned pricing
- You want bulk lead volume regardless of fit
- You expect to pay per lead instead of share funded revenue
- You can't act on exclusive files quickly
What lender partners get when they work with Omnia.
Criteria-matched MCA files
Every file is filtered against your TIB, monthly revenue, credit, and industry minimums. Files that don't clear, you never see.
Exclusive to one MCA funder
No file is delivered to a second funder. You're the only desk with the conversation, the only term sheet on the table.
Pre-intent timing
Files are identified 30–90 days before the borrower applies — you reach the merchant before competitors see the same demand.
Revenue-share economics
You pay on funded outcomes, not per file. Cost scales with what closes — and Omnia's incentive matches yours.
See if Omnia is a fit for your desk.
The partner program is selective. One call to walk through criteria, exclusivity, and revenue share — and decide if there's a fit.
Book a Strategy CallCommon questions.
Short, direct answers to the questions partners ask first.
Are 'pre-screened MCA files' the same as MCA leads?
No. A pre-screened MCA file is a complete submission package validated against your buy box before delivery. A lead is a contact record. The difference shows up directly in close rate and CAC.
What does 'pre-screened' actually mean?
Each file is checked against your stated minimums — time in business, monthly revenue, credit profile, and industry rules — before it reaches you. Files that don't clear are never delivered.
Does Omnia sell MCA leads?
No. Omnia does not sell shared MCA leads. Every record is delivered as an exclusive, pre-screened file to one funding partner.
How is this different from a lead aggregator?
Aggregators resell the same record to multiple buyers. Omnia delivers each file to exactly one lender. Revenue share — not resale — is how Omnia is paid.
Does Omnia charge per lead?
No. Pricing is revenue share on funded deals. There is no per-lead invoice and no upfront cost.
What types of lenders does Omnia work with?
MCA funders, business term-loan lenders, business line-of-credit providers, and other SMB capital providers with defined underwriting criteria and the operational capacity to act on exclusive files quickly.
Related lender resources.
Pre-Screened Business Funding Files
What pre-screened files are and why they outperform open-market leads.
An Alternative to MCA Lead Generation
Why traditional MCA lead gen is broken — and what replaces it.
Exclusive MCA Leads
Why exclusivity matters and how Omnia delivers files to one partner.
Business Loan Lead Quality
What separates fundable files from the 95% of pipeline that never closes.
Revenue-Share Lending Partnership
How Omnia's revenue-share model aligns incentives with funded outcomes.
Stop buying MCA leads. Start receiving MCA files.
Omnia's MCA partner program is selective. Book a strategy call to walk through criteria, exclusivity, and revenue share.